Jersey Mortgage Company Home Inspections
Our NJ mortgage company works with you to ensure a smooth home loan process
A home loan is probably the largest single investment most people will ever make. Just as you wouldn’t purchase a car without first doing some research, it’s important to learn as much as you can about the condition of a property before you buy. Before moving into your new home, it pays to hire a professional home inspector to “lift the lid” and take a close look at things to make sure there are no surprises before closing.
This involves a visual top to bottom examination of the physical structure and systems of a home. Naturally, a home inspection will also point out the positive aspects of a home. After the inspection, you will have a much clearer understanding of the property you are about to purchase.
A standard home inspection report contains an overview and review of the following areas: heating system, central air conditioning system (temperature permitting), interior plumbing and electrical systems; walls, ceilings, floors, windows and doors; the foundation, basement, and visible structure.
Your home loan specialist at Jersey Mortgage Company in NJ is always available to answer any questions you may have about the inspection process.
- Inspection cost: Inspection fees vary depending on where the property is located. The fee may also vary depending upon the size of the house, its features and age. Additionally features that may impact cost included: septic, well, or radon testing.
- Value of a professional: A professional inspector has inspected hundreds, perhaps even thousands, of homes. An inspector is familiar with the many elements of home construction, proper installation and maintenance. They understand how the home's systems and components are intended to function together, as well as how and why they can or may fail.
- Common problem areas: Whole-home inspections cover numerous systems within the house, but there are some hot-spots that buyers should be most mindful about, including: mold and mildew, damp basements and crawlspaces, roofs and chimneys, plumbing problems, electrical systems, cooling systems, structure/foundation and appliances.
- Finding an inspector: The best source is a friend or acquaintance that has been satisfied with and can recommend a specific home inspector. In addition, the names of local inspectors can be found via online directories or from local realtors.