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Kimberly Charne

Loan Officer

Office: 908-603-1145
Mobile: (917) 968-9823
Fax: (908) 592-0254
Email: kcharne@jerseymortgage.com
Address: 511 South Avenue East Cranford, NJ 07016
NMLS #: 648761

More About Kimberly Charne:

Jersey Mortgage is a pioneer in the residential mortgage industry, with roots going back to 1930. We're committed to making your home buying experience as easy and affordable as possible. This commitment also extends to our employees, each of whom has an average tenure of over 8 years with the company. Our level of dedication to our customers is unheard of in the industry today

We realize that our business is a business of referrals, and that providing you with prompt and professional service is how we stay in business. This is illustrated every day by the referrals we receive from past clients, realtors, attorneys, financial planners, and other companies associated within the mortgage industry. These referrals provide you with confidence that you are working with a company you can trust.

Contact me today at 917-968-9823 with any questions you may have.



I have had the pleasure of referring many clients over to Kimberly at  Jersey Mortgage for a few years now. She goes above and beyond for my

clients. Always professional and dedicated. Her level of commitment always amazes me. What's so unique about working with her is when you

have a question or concern, she is the one who actually answers the call and if she doesn't have the answer immediately, rest assure she

will find the answer for you. The old saying goes you get what you pay for, well you get commitment, service and professionalism that is second to none.  If you are considering to purchase or refi, give her a call. I  promise,  you will not be disappointed.


Erica S


I would like to thank the whole team for making it a stress free transaction especially considering that it was a short sale. I would like to thank Kimberly charne for keeping me updated on documents needed making the closing very smooth and simple. The company was fantastic, thank you all.

As a first time home buyer it was very overwhelming to hear all the numbers and what was required but when I started the process, Kimberly explained every amount,and terminology. She made it easy to communicate, via email or phone and what I loved is that she was prompt. Kimberly would let me know what documents would be needed giving me ample time to get them. It has been a long and difficult process because it was a short sale but Kimberly and her team made it easy for me to hang in there. Thank you Kimberly for making this easy, and I also learned a lot. My family thanks you and the company for you efficiency and support. 

Lucy M

As a single woman faced with the decision to finally stop paying someone else's mortgage and trying to obtain a mortgage on my own, I was referred to Kimberly Charne with Jersey Mortgage Company by my Real Estate Agent. She took me under her wing like I was one of her family members, never letting me give up hope and always answering my calls, emails and texts. She was literally there for me whenever I needed her, for every step of the process. Thanks to her, I'm finally a homeowner! THANK YOU KIMBERLY! KEEP UP THE GREAK WORK!

First time home buyer loans don’t have to be confusing

Timing is everything when it comes to real estate and financing. With home prices and home mortgage rates so low, there’s never been a better time to refinance your current loan, purchase a second home or explore First Time Home Buyer Loans.

There’s also never been a more important time to look beyond the promise of low rates and get your home loan from a mortgage company you can trust; one with a proven record of unsurpassed customer service and an established reputation. Whether you’re in the market for fixed rate or adjustable mortgage rate terms, our award-winning mortgage company in NJ can customize the right mortgage package just for you.

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Loan Options

You Can Pick From

Because we’re a direct lender, we’re able to offer programs and services that others can’t; like direct in-house underwriting, FHA, USDA, VA, First Time Home Buyers, and other home loan programs. And, we have established relationships with all the major financial lenders so you get exactly the right loan package for your needs.

  First Time Home Buyers

Explore the benefits of our First Time Home Buyer programs and see what unique advantages exist for new home buyers.

  FHA Loans

FHA refinance and other FHA loans are ideal for families who have a compromised or non-existent credit history

  USDA Rural Housing Loan

When a traditional home loan isn’t an option, and you’ve found a home in an eligible county, a USDA Rural Housing Loan is an option.

  VA Home Loans

The VA Home Loan program helps Veterans acquire homes with almost no “red tape” and extremely flexible guidelines.

  Mortgage Refinancing Options

With mortgage refinancing, you can free up cash to pay down debt or even invest in other real estate

  Reverse Mortgages

There are many mortgage options available to suit almost every type of borrower., including Jumbo Loans and more.

What Our Customers Think

See what others are saying about our unequalled service, and why we have built a reputation second to none!