Since 1934 the Federal Housing Administration (FHA) Home Loan program has helped millions of families achieve their home ownership dreams. This unique home loan is an ideal solution for people who have not yet built a credit history, or who have less than ideal credit. With only a small down payment, you can be fast on your way to hanging a mailbox on your new home.
With a deep history of customer service, our New Jersey mortgage company is a premier member of an elite group of FHA-approved lenders that can offer this desirable home loan solution to NJ, NY, and CT families. Whether you’re interested in purchasing a new home, renovating a house, or simply making your current home more energy efficient, an FHA Home Loan could be the perfect solution for you.
With FHA loans, we are able to provide greater flexibility when calculating household income and payment ratios. The FHA does not lend money, but instead provides insurance to lenders like Jersey Mortgage Company in NJ, so you can obtain a mortgage to renovate or purchase your dream home in Florida, New Jersey, Pennsylvania, Connecticut or New York.
Because we are a direct lender—recognized for our leadership by the State of New Jersey Dept. of Housing and Mortgage Finance and the LendRIGHT lender excellence program—we can offer you more options and more competitive mortgage rates than other lenders. The FHA Loan specialists at our NJ and NYC mortgage company take pride in getting even the most difficult deals done. We’ll work side by side with you, walking you through the entire home loan and home buying process to ensure that you get a flexible, comfortable loan that meets your needs and lifestyle.
When you’re ready to buy your home, contact the mortgage company in NJ that has been a leader for decades. Let our FHA Home Loan expertise work for you.